Whole Life

Whole life insurance protects you for your Whole Life—it is permanent life insurance that protects you from the day you purchase the policy until you die, as long as you pay the premiums when due. Premiums for whole life are level for life.

Whole life insurance can be used for a variety of purposes, including helping to pay off funeral expenses, mortgages, and other outstanding debts in the event of a premature death; helping to pay estate expenses, including estate taxes, so you won’t have to sell assets or borrow money to pay these expenses; retirement funding (withdrawals and loans can diminish or eliminate the death benefit); providing a valuable employee benefit; and charitable giving.

• Century Whole Life provides a guaranteed death benefit, builds cash values, is eligible for nonguaranteed dividends, and includes three no-cost riders, among several other benefits.
• Premier Whole Life provides a guaranteed death benefit, builds high early cash value (as early as the first policy year), is eligible for nonguaranteed dividends, and includes three no-cost riders, among several other benefits.