Who Is a Candidate for Term Life Insurance?

While it may not be a practical choice for long-term needs, term life insurance is ideal for those who:

• Need protection for known periods of time—usually to protect a short-term need like paying off a mortgage, loan, or business debt, or to provide a death benefit during peak earning years when children are young.
• Need a large amount of insurance protection but have limited incomes and can't afford permanent policies.
• Need to add a large amount of coverage to complement existing permanent policies at the lowest possible cost.
• Are willing to pay premiums that may increase if coverage is extended past the initial term period.
• Have specific business needs (e.g., business owners who want to cover the life of a key employee who has a set number of years until retirement).
  
  

All products not available in all states.

Beneficial Term form #985-T39-74. Oregon: 985-T39-74OR(01), 985-T39-74OR(05), 985-T39-74OR(10), 985-T39-74OR(15), 985-T39-74OR(20). Washington: 985-T39-74WA(01), 985-T39-74WA(05), 985-T39-74WA(10), 985-T39-74WA(15), 985-T39-74WA(20).

Beneficial Term is not available in all states.

Fixed life insurance products are offered by Beneficial Life Insurance Company.