Universal Life

Beneficial Financial Group offers you several choices in flexible coverage

Universal life (UL) is a popular alternative to whole life insurance. The following UL policies offer you the security and cash accumulation of whole life combined with flexible premiums and adjustable benefits:

• Centennial Universal Life offers a no-lapse guarantee option, an extended maturity provision, and competitive premiums.
• Competitor Universal Life has competitive premiums. This Beneficial Financial Group product provides both insurance protection and long-term cash accumulation.
• Champion Universal Life is designed especially for large, lump-sum premiums. It has a high crediting rate and rapid, early cash-value growth.
• Heritage Single-Premium gives you a guaranteed return-of-premium provision; a guaranteed, low-cost death benefit; and a no-lapse guarantee.
• Legacy Survivor second-to-die Universal Life is excellent for retirement and estate planning, including wealth transfer and payment of estate taxes.
• Guaranteed Legacy second-to-die Universal Life has all the benefits of Legacy Survivor plus a no-lapse guarantee option.
  
  

All products not available in all states. Fixed life insurance products are offered by Beneficial Life Insurance Company.

Centennial: form 5-123-54. Competitor: form 5-106-54. Champion: form 5-107-54. Legacy Survivor: form 5-425-49. Guaranteed Legacy: form 5-426-49.
Heritage Single-Premium: 5-130-54.These products are not available for sale in all states.

Guarantees are based on the claims-paying ability of the insurer.