When to Choose a Roth vs. a
Traditional IRA¹

If you want to accumulate funds in an IRA that grows tax-deferred and may be withdrawn tax-free, choose the Roth. (Remember, contributions are not deductible.)

If you qualify for a deductible contribution, and you want to accumulate funds that grow tax-deferred but are taxed as ordinary income when withdrawn, choose the Traditional IRA.

¹Consult your legal or tax advisor to determine which plan is right for you.

All products not available in all states.

Beneficial Financial Group's Advantage series tax-deferred annuities and single-premium immediate annuities are not available in all states. We recommend that you thoroughly read the annuity contract for actual governing contractual provisions and certain exclusions, limitations, reductions of benefits, and terms for keeping the annuity in-force. Beneficial Financial Group recommends that you consult your tax professional or attorney on specific points of interest to you.

Advantage Annuities: form 9-601-03.