Tax-Deferred Annuities: an Integral Part of Your Retirement Plan

A Beneficial Financial Group tax-deferred annuity can be part of a long-range strategy for growing your retirement income independent of your pension and Social Security benefits.

In preparing for your financial security in retirement, outliving your financial resources is a real possibility—the U.S. population is living longer and growing older. A 65-year-old today can expect to live 17½ years beyond the age of 65, according to the Social Security Administration. Experts are also encouraging everyone to have savings that are independent of an employer's pension plan and Social Security benefits.

One way of solving the twin dilemmas of growing your assets and outliving your financial resources is to build a solid, long-range financial plan with a tax-deferred annuity as an integral part of that plan.

Beneficial Financial Group’s tax-deferred annuities offer these attractive financial planning features:

• Protection from market volatility
  
  
• Tax-deferred cash accumulation
  
  
• A distribution/payment plan
  
  
• A future stream of income
  
  

All products not available in all states.

Beneficial Financial Group's Advantage series tax-deferred annuities and single premium immediate annuities are not available in all states. We recommend that you thoroughly read the annuity contract for actual governing contractual provisions and certain exclusions, limitations, reductions of benefits, and terms for keeping the annuity in-force. Beneficial Financial Group recommends that you consult your tax professional or attorney on specific points of interest to you.

Advantage Annuities: form 9-601-03.